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The UK money app for what's coming next

Know what you can safely spend.

NetQuiid looks at your balance, the bills still to come and your next payday, then tells you what's safe to spend. It helps you plan ahead, catch free trials and price rises, and cancel what you no longer want.

Explore NetQuiid Join the community

Free plan with no time limit. Join before we launch and Plus is free until launch, no card needed.

Every figure is worked out from the information you add. You stay in control of every decision, and NetQuiid never moves your money.

NetQuiid Money Timeline screen, example data
NetQuiid Bills calendar screen, example data
NetQuiid Safe-to-Spend home screen, example data
  • Proof before "cancelled"Nothing is marked cancelled until the provider confirms it.
  • Real maths, not guessesOur systems calculate every figure. AI only explains it.
  • Your money stays putNetQuiid never moves, holds or pays out your money.

Try it

One number you can actually plan with.

Move the sliders. Safe-to-Spend is what's left after the bills still to come before payday and a safety buffer you choose. Nothing you enter here is saved or sent anywhere.

  • Pending card payments are set aside
  • Your overdraft is never counted as your money
  • Income you're unsure of counts as £0 until it lands
£2,290
£1,500
£250
16 days

Safe to spend

£540.00

£33.75 a day for 16 days

Money now
£2,290
Going out
−£1,500
Buffer
−£250

A simple illustration. In the app, every bill, subscription, pending payment and expected income is included, and you can tap the number to see each step.

What NetQuiid does

Four things, done properly.

01 · Plan

Know what's safe today and what's coming next.

  • Safe-to-SpendWhat's free to spend before payday, after every bill still to come.
  • Money TimelineYour balance 7, 30 or 90 days ahead, with your lowest point marked.
  • What ifTry a purchase, a late payday or a new bill before it happens.
  • Income that variesShifts, freelance work and tips, planned with the lowest amount.
See Plan in detail

For individuals

Plan around your pay, not around surprises.

Add your balance, your pay and your regular bills, and NetQuiid does the maths. Then share chosen bills with the people you live with, while your own balance stays private.

  • Your own balance stays private, even in a shared household
  • A free plan with no time limit
  • NetQuiid Plus free until launch for everyone who joins now, no card needed
  • Download or delete your data at any time
Join the community See every feature

  • Payday in 3 days

    £214.60 safe to spend

    After rent, council tax and your £250 buffer.

  • Free trial ends tomorrow

    Disney+ will charge £9.99

    Cancel now with Apple's free official steps.

  • Shared with Tom

    Rent: your share is £525

    Due 1 November. Your own balance stays private.

Example alerts with example figures.

For companies

Financial wellbeing that fits into everyday life.

Give your people practical tools that help them understand upcoming commitments, plan ahead and make more confident everyday money decisions.

NetQuiid for companies Talk to us

A conversation about a partnership. There's no employer dashboard, and nobody's personal money is ever shared.

  • Everyday toolsWhat's safe to spend, what's coming and what to cancel, for each person.
  • Private by designWe would never show an employer anyone's balance, bills or spending.
  • Shaped with youWe're talking with employers now about how a workplace offer should work.

How it works

Three steps to a clearer month.

  1. 01

    Add what you know

    Your balance, your pay and your regular bills. It takes a few minutes. Bank connections aren't available yet, so for now you add these yourself.

  2. 02

    See where you stand

    Your Safe-to-Spend, your balance ahead and your lowest point, all worked out from the same calculation.

  3. 03

    Act before it costs you

    Try a what-if, get warned before trials and price rises, and follow the official steps to cancel.

Security and trust

Built to be trusted with money.

The rules we hold ourselves to, written down so you can hold us to them too.

How we keep you safe

  • We never move your money

    NetQuiid can't make payments or hold money. It shows you what's happening and helps you act.

  • Figures from real maths

    Every amount comes from one calculation. AI only helps put the answer into words.

  • Proof before "cancelled"

    We only mark something cancelled when the provider confirms it.

  • No adverts. No data sales.

    We don't sell your personal information or show you adverts.

  • Registered and accountable

    Registered with the ICO (ZC189766). A UK company, number 17002319.

  • Your data, your call

    Download a copy of your data or delete your account whenever you like.

Pricing for individuals

Start free. Upgrade when it helps.

Clear prices and no hidden charges. That's the whole point.

NetQuiid Free

£0for as long as you like

  • Safe-to-Spend until payday
  • 7-day Money Timeline
  • Bills calendar, subscriptions and alerts
  • Cancel it yourself: official steps always free, plus 1 ready-written email a month
  • Lower your bills yourself: 1 bill at a time, with your case, scripts and offer checker
  • 1 kept what-if and 5 Ask Quiid questions a month
  • Households with up to 2 shared bills, and your data controls
Join the waitlist
Free during the beta

NetQuiid Plus

£4.99a month

or £39.99 a year, about £3.33 a month

Beta members get Plus free, with no card. When the beta ends you won't be charged: you choose whether to subscribe.

  • Everything in Free
  • 30 and 90-day Money Timeline
  • Safe-to-Spend for 7 days and to month end
  • 10 kept what-ifs and 50 Ask Quiid questions a month
  • Full Money Due Back, with train delay claims
  • Help reclaiming overdraft charges
  • Unlimited ready-written emails, price reviews and shared bills
  • Cancel for me and Negotiate for me: we send up to 2 signed letters a month for you
  • Cancellations by post go First Class via the app
Join the waitlist for free Plus

The Plus trial needs no card and never turns into a paid plan. Plus only starts if you choose it, renews until you cancel, and you can cancel online at any time. Paid Plan Terms

Offering NetQuiid to your employees? Talk to us about a partnership.

Community

Built with the people who use it.

Members vote on what we build next, suggest ideas and see every decision we make, including the ones where we say no.

Join the community

Free, with your email. Vote on what we build next and be one of our first members.

  • At least 8 characters: not yet
  • A lowercase letter: not yet
  • An uppercase letter: not yet
  • A number: not yet
  • A symbol, like ! ? # or @: not yet

NetQuiid is for the UK. Your country helps us decide where it goes next.

Joining puts you on the beta waitlist and in the community. We'll email you to confirm your address and save your place, then send your app link when it's your turn. No bank details needed. By joining you agree to our Terms of use. See our Privacy Policy.

Questions

Straight answers.

See all questions

What are you still paying for?

Find it. Cancel it. Keep your money. Join the community and help shape what we build next.

Join the community See the roadmap

App screens show example data.