Always know what's safe to spend.
NetQuiid counts your upcoming bills, subscriptions and next payday to give you one realistic Safe-to-Spend number. When something looks off, it helps you cancel subscriptions you don't use and chase money you're owed.
Free plan with no time limit. Join before we launch and Plus is free until launch, no card needed.
NetQuiid can't move your money. During the beta you type in your own numbers. When bank connections open, they'll be read-only, through an FCA-authorised provider.
- Proof before "cancelled"Nothing is marked cancelled until the provider confirms it.
- Real maths, not guessesOur systems calculate every figure. AI only explains it.
- Your money stays putNetQuiid can't move, hold or pay out your money. Bank connections are read-only.
Try it
One number you can actually plan with.
Move the sliders. Safe-to-Spend is what's left after the bills still to come before payday and a safety buffer you choose. Nothing you enter here is saved or sent anywhere.
- Pending card payments are set aside
- Your overdraft is never counted as your money
- Income you're unsure of counts as £0 until it lands
Safe to spend
£540.00
£33.75 a day for 16 days
- Money now
- £2,290
- Going out
- −£1,500
- Buffer
- −£250
A simple illustration. In the app, every bill, subscription, pending payment and expected income is included, and you can tap the number to see each step.
Want your real number?
Join the waitlistWhat NetQuiid does
Four things, done properly.
01 · Plan
Know what's safe today and what's coming next.
- Safe-to-SpendWhat's free to spend before payday, after every bill still to come.
- Money TimelineYour balance 7, 30 or 90 days ahead, with your lowest point marked.
- What ifTry a purchase, a late payday or a new bill before it happens.
- Income that variesShifts, freelance work and tips, planned with the lowest amount.
For individuals
Plan around your pay, not around surprises.
Add your balance, your pay and your regular bills, and NetQuiid does the maths. Then share chosen bills with the people you live with, while your own balance stays private.
- Your own balance stays private, even in a shared household
- A free plan with no time limit
- NetQuiid Plus free until launch for everyone who joins now, no card needed
- Download or delete your data at any time
Payday in 3 days
£214.60 safe to spend
After rent, council tax and your £250 buffer.
Free trial ends tomorrow
Disney+ will charge £9.99
Cancel now with Apple's free official steps.
Shared with Tom
Rent: your share is £525
Due 1 November. Your own balance stays private.
Example alerts with example figures.
For companies
Financial wellbeing that fits into everyday life.
Give your people practical tools that help them understand upcoming commitments, plan ahead and make more confident everyday money decisions.
A conversation about a partnership. There's no employer dashboard, and nobody's personal money is ever shared.
- Everyday toolsWhat's safe to spend, what's coming and what to cancel, for each person.
- Private by designWe would never show an employer anyone's balance, bills or spending.
- Shaped with youWe're talking with employers now about how a workplace offer should work.
How it works
Three steps to a clearer month.
- 01
Add what you know
Your balance, your pay and your regular bills. It takes a few minutes. Bank connections aren't available yet, so for now you add these yourself.
- 02
See where you stand
Your Safe-to-Spend, your balance ahead and your lowest point, all worked out from the same calculation.
- 03
Act before it costs you
Try a what-if, get warned before trials and price rises, and follow the official steps to cancel.
Security and trust
Built to be trusted with money.
The rules we hold ourselves to, written down so you can hold us to them too.
How we keep you safeWe never move your money
NetQuiid can't make payments or hold money. It shows you what's happening and helps you act.
Figures from real maths
Every amount comes from one calculation. AI only helps put the answer into words.
Proof before "cancelled"
We only mark something cancelled when the provider confirms it.
No adverts. No data sales.
We don't sell your personal information or show you adverts.
Registered and accountable
Registered with the ICO (ZC189766). A UK company, number 17002319.
Your data, your call
Download a copy of your data or delete your account whenever you like.
Community
Built with the people who use it.
Members vote on what we build next, suggest ideas and see every decision we make, including the ones where we say no.
Join the waitlist
Just your email. Get your place in the queue for the NetQuiid app, and move up by inviting friends.
What are you still paying for?
Find it. Cancel it. Keep your money. Join the community and help shape what we build next.
App screens show example data.