The full tour

Everything NetQuiid does, in detail.

Eleven features in four parts: plan your money, protect it from surprise charges, recover what you're owed, and share the household bills. Every one of them works in the app today.

Plan

Know what's safe today, and what's coming next.

Safe-to-Spend

Know what you can safely spend before payday

One number that tells you what's really free to spend. NetQuiid starts from the money in your current account, sets aside every bill and subscription still to come, keeps your safety buffer protected and shows what's left.

See it until payday, for the next 7 days or to the end of the month
Pending card payments are set aside and overdrafts are never counted as your money
"How it's worked out" shows every step from your balance to the number
Check a purchase with "Can I afford it?" before you buy

NetQuiid app screen: Safe-to-Spend — Real app screen with example data.

Money Timeline

See your balance 7, 30 or 90 days ahead

A cash flow forecast for everyday life. The Money Timeline shows the balance you can expect, your lowest point and the date it happens, and where your money is going: housing, bills and utilities, subscriptions and loans.

A clear status: on track, tight spot ahead or could go overdrawn
Every upcoming payment, with how sure we are of the amount
Spots regular money coming in and suggests adding it, never without your say
A morning alert when a payment in the next 3 days could take you below your buffer or below zero

NetQuiid app screen: Money Timeline — Real app screen with example data.

What if

Try a decision before you make it

What happens if you book that trip, your pay comes a week late or a bill goes up? Try it and see the effect on your Safe-to-Spend, your lowest point and the day you'd dip below your buffer, side by side with today.

Purchases, late or missed pay, pay changes, unexpected costs, new bills and more
Combine several changes at once
Keep a what-if and it's worked out again from today's figures each time
Trying a what-if never changes your real figures

NetQuiid app screen: What if — Real app screen with example data.

Income that varies

Built for shifts, freelance work and tips

Not everyone is paid the same amount on the same day each month. Add income weekly, every 2 or 4 weeks, monthly or as a one-off, and tell NetQuiid the lowest amount you'd expect. We plan with the lowest amount, so a quiet month doesn't catch you out.

Income you're not sure about counts as £0 in Safe-to-Spend
See a typical month alongside the cautious view
Add one-off costs like an MOT or a birthday on the day they're due

NetQuiid app screen: Income that varies — Real app screen with example data.

Help shape what comes next.

Join the community to vote on what we build next and be one of the first to use NetQuiid. Bank connections aren't available yet, so for now the app works from the information you add.

Join the community Security and trust